What is covered?
Maintenance cover, as part of this plan in the event of the failure of any of the parts listed below, we cover you for the replacement costs of those parts and labour. This cover also includes the costs of any repairs following a Manufacturer’s Recommended Service, provided that the terms and conditions of this plan are fully complied with. The number of claims you can make under this plan is unlimited within the plan period, however, the maximum amount claimable per claim will be subject to the claim limit selected and in aggregate the market value of the vehicle at the time of claim. Please refer to your Schedule for details of the claim limit and labour rate applicable to your plan.
- Engine - Cylinder block (excluding cracks), crankshaft, crank bearings, big end bearings, oil pump, conrods, small end bearings, pistons, piston rings, cylinder bores, cylinder head (excluding cracks), rocker shaft, rockers, hydraulic lifters, camshaft and cam followers, push rods, camshaft bearings, inlet and exhaust valves, valve springs, valve guides, cylinder head gasket, inlet manifold, timing gears, (excluding sticking or burnt valves).
- Cooling System - Engine thermostat, water pump, viscous fan.
- Fuel System - Carburettor, fuel injection pump and fuel lift pump. The following items relate to diesel engine vehicles only. Low-pressure supply pump, fuel injector governor, fuel shut-off mechanism, hydraulic or electrical injection timing mechanism, high-pressure fuel metering head, manifold boost pressure compensator, altitude compensator, glow plug relay, brake vacuum pump.
- 4x4 Transfer Box - The following internal mechanical components are covered: Transfer gears, selectors, shafts, transfer shafts, needle and roller bearings, and output shafts.
- Driveline front and rear wheel drive vehicles: Open drive shafts including constant velocity joints, universal joints and couplings. Rear wheel drive half shafts, half shaft bearings. Includes front and rear transfer shafts for 4x4 vehicles. (excluding: gaiters and viscous couplings).
- Differential including 4x4 - Planetary gear assembly, crown wheel and pinion assembly, internal shafts, bearings and bushes, thrust washers, spacers, and bevel gears, including front, rear and centre differential on 4x4 vehicles. (excluding: viscous couplings and fluid differentials).
- Manual Gearbox - The following internal mechanical components are covered: Gear and gear cluster, selectors and shafts, synchromesh assemblies, bushes, ball and roller bearings, needle bearings and transfer gears.
- Automatic Gearbox - The following internal mechanical components are covered: Governor, valve block, oil pump, gears, brake bands, servos, clutches, seals, shafts, bearings and bushes, modulator, valve and transfer gears.
- Transmission Clutch - flywheel including dual mass flywheel.
- Continuously Variable Transmission (CVT/CTX) - All internal mechanical components and seals.
- Torque Converter - All internal mechanical components and seals.
- Propshaft/s Propshaft, universal joints and couplings. (excluding: gaiters).
- Suspension and Steering - Power steering rack, power steering pump, power steering box and idler box. (excluding: gaiters, tracking and balancing).
- Braking System - Brake master cylinder, wheel cylinders, brake bias/restrictor valve. (excluding: corroded, seized or leaking components).
- Electrical: Starter motor, alternator, voltage regulator, front windscreen wiper motor, front windscreen washer motor.
- Casings - Consequential damage to casings caused by the failure of a covered component will constitute part of the total claim (within the stated claim limits).
- Working Materials - Should any authorised repair to any of the above components require essential replacement or topping up of lubricants, oils or coolant or replacement of the oil filter these shall be covered as part of the total claim (within the stated claim limits).
Please note: Those components covered are covered against breakdown, the replacement of oil filters, lubricants, antifreeze and fluids is included provided the replacement is necessitated by the failure of a covered component and the vehicle is not within 1,000 miles of its next due service. The following are specifically excluded;
- Any breakdown resulting from wear and tear and/or where a part is worn out.
- Any act of breakdown, maintenance or repair is normally covered by a comprehensive motor insurance policy.
- External oil leaks.
- Any failure or breakdown of a part which is under any manufacturer’s or supplier’s warranty.
- Any MOT failure due to exhaust emission.
- The costs of repair to parts are not included in your plan.
- The cost of Diagnostic Investigation.
